State Homebuyer Guides
Buying a home works differently in every state: what the loan limits are, who pays which closing fee, how property taxes are billed, and which assistance programs you can actually use. Each guide below covers one state in plain language.
Last editorial review: 2026-07-28
Arizona
AZBuying a Home in Arizona: The 2026 Readiness Guide
- Median price
- ≈ $445,000 statewide (higher in Maricopa metro)
- Conforming limit
- $806,500 (baseline, most Arizona counties)
California
CABuying a Home in California: The 2026 Readiness Guide
- Median price
- ≈ $860,000 statewide
- Conforming limit
- $806,500 baseline · up to $1,209,750 in high-cost counties
Colorado
COBuying a Home in Colorado: The 2026 Readiness Guide
- Median price
- ≈ $585,000 statewide (higher in Denver, Boulder, and the resort corridor)
- Conforming limit
- $806,500 baseline · up to $1,209,750 in the mountain resort counties
Florida
FLBuying a Home in Florida: The 2026 Readiness Guide
- Median price
- ≈ $415,000 statewide
- Conforming limit
- $806,500 baseline · up to $967,150 in Monroe County (Key West)
Georgia
GABuying a Home in Georgia: The 2026 Readiness Guide
- Median price
- ≈ $355,000 statewide
- Conforming limit
- $806,500 (baseline, all Georgia counties)
Nevada
NVBuying a Home in Nevada: The 2026 Readiness Guide
- Median price
- ≈ $445,000 statewide
- Conforming limit
- $806,500 (baseline, all Nevada counties)
North Carolina
NCBuying a Home in North Carolina: The 2026 Readiness Guide
- Median price
- ≈ $365,000 statewide
- Conforming limit
- $806,500 baseline · up to $1,209,750 in Camden, Currituck, Dare, and Pasquotank
Ohio
OHBuying a Home in Ohio: The 2026 Readiness Guide
- Median price
- ≈ $245,000 statewide
- Conforming limit
- $806,500 (baseline, all Ohio counties)
Oregon
ORBuying a Home in Oregon: The 2026 Readiness Guide
- Median price
- ≈ $505,000 statewide (higher in the Portland metro and Bend)
- Conforming limit
- $806,500 baseline · up to $977,500 in the Portland metro counties
Tennessee
TNBuying a Home in Tennessee: The 2026 Readiness Guide
- Median price
- ≈ $335,000 statewide; well above that in Nashville
- Conforming limit
- $806,500 baseline · up to $943,000 in the Nashville metro
Texas
TXBuying a Home in Texas: The 2026 Readiness Guide
- Median price
- ≈ $335,000 statewide
- Conforming limit
- $806,500 (baseline, all Texas counties)
Virginia
VABuying a Home in Virginia: The 2026 Readiness Guide
- Median price
- ≈ $420,000 statewide, but well over $700,000 in Northern Virginia
- Conforming limit
- $806,500 baseline · up to $1,209,750 in the Washington, D.C. metro counties
Washington
WABuying a Home in Washington: The 2026 Readiness Guide
- Median price
- ≈ $625,000 statewide
- Conforming limit
- $806,500 baseline · up to $1,037,300 in King, Pierce, and Snohomish
Looking for down payment help?
Our national assistance library lists state, county, and city programs — including who qualifies and how much money is on the table.