How much house can I afford?
An honest, lender-grade estimate based on your income, debts, down payment, and the real property tax + insurance costs in your state. Tweak any number — the result updates instantly.
Your numbers
You can afford
$278,167
estimated max purchase price in Texas
Loan amount$264,259
Down payment$13,908
Max monthly payment$2,596
Monthly breakdown
Principal & interest$1,714
Property tax$403
Homeowners insurance$258
Mortgage insurance$220
Total PITI$2,596
Estimates use Texas's avg property tax (1.74%) and insurance ($3,900/yr). Actual approval depends on credit, documented income, and lender overlays. Not a loan commitment.
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