Mortgage Readiness Scorecard

Step 1 of 5Programs

Which loan programs should we score?

Pick all that interest you — we'll evaluate each independently.

FHA

Lower credit, low down payment, primary residence.

Conventional

Fannie/Freddie. 3% down minimum, 620+ FICO.

Veterans / active service. 0% down, no PMI.

USDA

Rural properties. 0% down, income limits apply.