First-Time Buyers · Maryland
Buying your first home in Maryland
Pick your city for local median prices, FHA limits, and the down-payment assistance programs you qualify for.
Maryland cities
Maryland
Baltimore
Median $240,000 · FHA $524,225
Row-house market — Maryland Mortgage plus FHA is the classic stack.
Maryland
Silver Spring
Median $555,000 · FHA $806,500
DC-adjacent — Conventional 5% and Maryland Mortgage DPA both work.
Maryland
Annapolis
Median $610,000 · FHA $806,500
Capital-region premium — VA and Conventional dominate.