New · Patent Pending

Prove you're ready. Win the offer.

The Verified Readiness Passport™ is a tamper-proof, QR-verified credential issued by a licensed loan officer. Sellers, listing agents, and coordinators can verify a buyer's financial readiness in seconds — no PII shared, no phone calls, no back-and-forth.

Get my readiness score For loan officers

HMAC-signed NMLS-attested Revocable in real time Scan-audited

Scanned

1,284×

How it works

From issued to verified in under 30 seconds

LO issues the Passport

After running readiness checks, a licensed loan officer issues a Passport with the verified amount, tier flags, and expiration. Cryptographically signed with the LO's NMLS attested.

Buyer shares the QR

The buyer gets a QR code and a shareable link in their portal. They send it to their agent, drop it in an offer packet, or text it to a listing agent.

Anyone verifies in seconds

Scanning the QR opens a green-check verify page. No login. No PII. Shows the max amount, what's verified, and confirms NMLS — with a live scan counter.

Who it's for

A better proof of readiness for everyone at the table

Home buyers

Win the offer

Prove you're ready without handing over your credit report. Sellers see a verified green check instead of a generic pre-qual letter.

Get my score

Real estate agents

Verify in 3 seconds

Scan a Passport before you write an offer. See what's verified, what's not, and whether the LO's NMLS is real — all before opening escrow.

For agents

Loan officers

Free viral marketing

Every scan surfaces your NMLS. Your buyer's Passport becomes a lead magnet every listing agent, seller, and coordinator sees.

For LOs

Enterprise lenders

Brand trust + fraud reduction

Replace forged pre-approval letters with cryptographically signed credentials. Audit trail on every scan. Revocable in real time.

For enterprise

What's on the Passport

Only what a seller needs. Nothing they don't.

The verify page shows readiness — never PII. No SSN, no DOB, no account numbers, no credit score. Just proof, signed by a licensed lender.

Max verified purchase amount

Loan type (FHA, VA, USDA, Conventional)

Readiness confidence score

Credit pulled ✓ · Income verified ✓ · Employment ✓

Funds to close verified ✓ · DTI verified ✓

Issuing LO name + NMLS + NMLS confirmed badge

Expiration date + real-time revocation status

Scan count + tamper-proof signature

ReadinessIQ

VERIFIED

Sarah M. is Verified Ready

Verified ready to close up to

$425,000

FHA · 92/100

Credit pulled

Income verified

Employment verified

Funds to close verified

DTI verified

Issued by

Brian Sample, NMLS #123456

NMLS confirmed

Tamper-proof by design

Every Passport is signed with an HMAC secret held only by ReadinessIQ. Change a single character and verification fails. Revoke it, and every future scan shows "revoked" instantly. Every scan is logged with a hashed IP and audit trail — visible to the issuing LO.

Read the security whitepaper

Ready to prove you're ready?

Get your free ReadinessIQ score. If you qualify, your loan officer can issue your Verified Readiness Passport™ in one click.

Start my score — free See how it works