First-Time Buyers · New York
Buying your first home in New York
Pick your city for local median prices, FHA limits, and the down-payment assistance programs you qualify for.
New York cities
New York
New York
Median $780,000 · FHA $1,209,750
Condo/co-op market — SONYMA plus FHA is used sparingly; jumbos dominate.
New York
Buffalo
Median $205,000 · FHA $524,225
Extreme upstate affordability — SONYMA DPA plus FHA is standard.
New York
Rochester
Median $195,000 · FHA $524,225
Upstate value with heavy first-time buyer FHA activity.