Pricing

One line-item. Replaces four vendors.

RED is your AI underwriter, transaction coordinator, marketing team, and retention engine — invite-only access for select professionals.

Real Estate Agents
VIP access
Invite only · no membership cost
  • Reverse-referred pre-qualified buyers
  • Co-branded borrower portal + QR flyer
  • Instant re-qualification on any listing
  • Milestone tracking on every deal
  • One-tap weekly buyer updates
  • Marketing asset generator (flyer / IG / open house)
Request access
Membership is complimentary and by invitation only.
Most popular
Loan Officers
$299/ LO / month
Single-state · billed annually · $349 month-to-month · invite only
  • AI underwriter grounded on live agency + investor guidelines
  • Autonomous doc chaser + condition translator
  • Unlimited scenarios & re-qualifications
  • Milestone nudges + weekly borrower updates
  • Post-close retention automation
  • Co-branded portal for your agent partners
  • Analytics: app-to-clear, pull-through, doc velocity
  • Add states at $79/mo each · volume pricing at 5+ seats
Request access
All LO memberships are reviewed and approved individually.
Enterprise
Custom
Volume pricing · pilot pod · dedicated CS
  • Everything in LO tier, org-wide
  • SAML / OIDC single sign-on + SCIM
  • Private investor overlays + credit policy
  • White-label brand experience end-to-end
  • Per-branch, per-LO analytics + RED contribution report
  • Named CS + 60-day pilot with success metrics
  • DPA, SIG, SOC 2 pack, subprocessor list
60-day pilot · scoped to your book · executive sponsor assigned.

What one RED seat replaces

Same LO. Same book. Fewer line items, more capacity.

Point-of-sale
$99–$250/mo
TC / doc-chase
$180–$400/mo
Marketing tools
$79–$150/mo
Retention CRM
$99–$300/mo
One RED seat
Replaces all four · pricing set at review

Pricing FAQ

Is RED really invite-only for agents and loan officers?

Yes. We approve every professional account individually. Agents join through a RED-powered loan officer partner or by applying directly. Loan officers apply with licensing details, states covered, and experience — then we schedule a short review call before activation.

What does it cost for approved agents?

There is no membership cost for approved agents. RED is funded by the loan officer relationships that power the platform, so your agent tools stay complimentary.

How is LO pricing determined?

$299/LO/month billed annually (single state), or $349 month-to-month. Additional states are $79/mo each. Teams of 5+ seats get volume discounts — we'll confirm exact pricing during your review call.

What's included once I'm approved?

The full professional surface — real guidelines, real doc-chase, co-branded portals, and analytics — with a named onboarding lead. No card is required to apply.

Do you charge per loan?

No. RED is a membership model, not a per-loan fee.

How is enterprise priced?

Volume pricing per seat plus a one-time onboarding & guideline-ingestion fee. Scoped to your branch count and pilot success metrics.

Do you offer non-profit or CDFI pricing?

Yes — 40% off any tier for verified non-profit or CDFI-designated lenders. Email partners@readinessiq.ai.

Still evaluating?

Book 20 minutes. Bring one file. We'll show RED work it live.