For Loan Officers · Georgia
Georgia loan officers close 40% faster with ReadinessIQ
Get pre-scored Georgia borrowers — with credit range, DTI, income, and Georgia Dream DPA eligibility already flagged — handed to you the moment they mark themselves Ready.
Pre-qualified handoffs
Every Georgia borrower runs through the readiness scorecard before you ever see them. Credit range, DTI, funds-to-close — all logged.
Georgia Dream DPA matched
RED cross-references every borrower against Georgia Dream Homeownership Program programs live. You get the grant name and stackability up-front.
Realtor-friendly
Realtors in Georgia share ReadinessIQ Passports with listing agents. Your name is on every one that hits an offer.
What ReadinessIQ knows about Georgia lending
Georgia Dream Homeownership Program
www.dca.ga.gov/safe-affordable-housing/homeownership/georgia-dream-homeownership-program
Georgia Dream Standard
$10,000 in 0%-interest deferred DPA; repaid only on sale/refi/payoff.
PEN (Protectors, Educators, Nurses)
$12,500 DPA for public-service workers.
CHOICE
$12,500 DPA for buyers or family members with a disability.
Georgia Dream caps household income at $99,700–$122,700 depending on county size.
County-level FHA context
High single-unit FHA limit in Georgia: $649,750
Fulton (Atlanta)
FHA limit $649,750 in Atlanta metro; largest DPA volume in state.
DeKalb / Cobb / Gwinnett
Same Atlanta MSA FHA ceiling of $649,750.
Chatham (Savannah)
FHA at $524,225; second-highest DPA volume.
Major Georgia metros we route in:
Atlanta · Savannah · Augusta · Columbus · Athens
Loan officer FAQ · Georgia
- How does ReadinessIQ help loan officers in Georgia close more loans?
- Every borrower that lands on ReadinessIQ completes an AI-guided readiness scorecard before they ever hit your CRM. In Georgia that means pre-scored files with income, credit range, DTI, and Georgia Dream eligibility already flagged — you're not spending Tuesday morning re-qualifying leads a Zillow bot sent you.
- Does ReadinessIQ know about Georgia Dream down payment assistance programs?
- Yes. Every Georgia borrower is matched in real time against Georgia Dream Homeownership Program programs including Georgia Dream Standard, PEN (Protectors, Educators, Nurses), CHOICE. When a borrower qualifies, the handoff to you includes the exact DPA program name, grant amount, and stackability with FHA/Conv — no more Googling AMI caps.
- Which Georgia markets does ReadinessIQ have the most borrower volume in?
- Strongest Georgia pockets right now: Atlanta, Savannah, Augusta, Columbus, Athens. If you're licensed in any of those metros the handoff queue fills fastest — SLA is 15 minutes borrower-to-LO from the moment they mark themselves Ready.
- Is ReadinessIQ a CRM or a loan origination system?
- Neither. ReadinessIQ sits in front of your CRM/LOS: it turns cold traffic into pre-qualified files, then hands the file to you (with a verified Readiness Passport) inside your existing workflow. Works alongside Encompass, Byte, LendingPad, Empower, and any CRM.
- How much does ReadinessIQ cost for a Georgia loan officer?
- Individual LOs start free (5 handoffs/mo). Producer plan is $99/mo for unlimited handoffs, branded Readiness Passports, and DPA co-marketing collateral. Enterprise pricing is per-branch — see our pricing page.