For Realtors · Georgia
Win more Georgia offers with a Verified Readiness Passport
Turn every Georgia buyer into a verified, shareable proof-of-readiness. Listing agents verify in 3 seconds — no PDF pre-approval, no "let me check with the lender."
Verified passports
A tamper-proof URL every Georgia listing agent can verify in seconds. Beats a static PDF pre-approval every time.
Georgia Dream DPA matched
Your buyers get matched to Georgia Dream Homeownership Program DPA programs automatically. Show up to a listing meeting knowing the buyer's real budget.
LO handoff protected
Buyers who need an LO get routed to your preferred partner (or ours). Your referral relationship is preserved end-to-end.
What ReadinessIQ knows about Georgia's market
Georgia Dream Homeownership Program
Programs matched into every buyer's dashboard:
Georgia Dream Standard
$10,000 in 0%-interest deferred DPA; repaid only on sale/refi/payoff.
PEN (Protectors, Educators, Nurses)
$12,500 DPA for public-service workers.
CHOICE
$12,500 DPA for buyers or family members with a disability.
Georgia Dream caps household income at $99,700–$122,700 depending on county size.
Market context
Highest single-unit FHA cap in Georgia: $649,750
Fulton (Atlanta)
FHA limit $649,750 in Atlanta metro; largest DPA volume in state.
DeKalb / Cobb / Gwinnett
Same Atlanta MSA FHA ceiling of $649,750.
Chatham (Savannah)
FHA at $524,225; second-highest DPA volume.
Metros with highest buyer density:
Atlanta · Savannah · Augusta · Columbus · Athens
Realtor FAQ · Georgia
- How does a Readiness Passport help my Georgia buyer win multiple-offer situations?
- A Readiness Passport is a public, tamper-proof URL a listing agent can verify in 3 seconds. It shows your buyer is verified ready to close up to a specific dollar amount, backed by an underwriter's-level check on credit, income, and funds. In Georgia's tight markets it functions as a stronger version of a pre-approval letter — no PDF, no editing, no doubt.
- Do I need my buyer to already have a loan officer to use ReadinessIQ?
- No. Buyers can complete the scorecard on their own. If they don't have an LO, RED hands them off to a Georgia-licensed partner LO — your commission and referral relationship are protected in the workflow.
- What Georgia down payment assistance is my buyer eligible for?
- ReadinessIQ checks every buyer against Georgia Dream Homeownership Program programs including Georgia Dream Standard, PEN (Protectors, Educators, Nurses), CHOICE. Instead of you tracking AMI caps, you get a match list on the buyer's dashboard the minute they finish the scorecard.
- Where in Georgia does ReadinessIQ have the most active buyers?
- Highest buyer density right now: Atlanta, Savannah, Augusta, Columbus, Athens. If you list or show in any of those metros, you'll see the most match volume there — but the platform covers every Georgia zip.
- How much does ReadinessIQ cost realtors in Georgia?
- Realtor plans start free — up to 5 active buyers with a co-branded Readiness Passport. Producer plan is $49/mo for unlimited buyers, custom domain passport links, and CRM handoff. Team & brokerage plans priced per seat.