First-Time Buyers · California
Buying your first home in California
Pick your city for local median prices, FHA limits, and the down-payment assistance programs you qualify for.
California cities
California
Los Angeles
Median $950,000 · FHA $1,209,750
High-cost designation raises FHA limits; condos and townhomes dominate first-time buyer inventory.
California
San Diego
Median $900,000 · FHA $1,077,550
Coastal + military demand — VA loans and Conventional 5–10% down are the norm.
California
Sacramento
Median $560,000 · FHA $763,600
Central Valley value with CalHFA DPA stacking that can eliminate cash-to-close.