For Loan Officers · Tennessee
Tennessee loan officers close 40% faster with ReadinessIQ
Get pre-scored Tennessee borrowers — with credit range, DTI, income, and THDA DPA eligibility already flagged — handed to you the moment they mark themselves Ready.
Pre-qualified handoffs
Every Tennessee borrower runs through the readiness scorecard before you ever see them. Credit range, DTI, funds-to-close — all logged.
THDA DPA matched
RED cross-references every borrower against Tennessee Housing Development Agency programs live. You get the grant name and stackability up-front.
Realtor-friendly
Realtors in Tennessee share ReadinessIQ Passports with listing agents. Your name is on every one that hits an offer.
What ReadinessIQ knows about Tennessee lending
Tennessee Housing Development Agency
Great Choice Home Loan
30-year fixed FHA/VA/USDA/Conv with a THDA-approved lender.
Great Choice Plus
6% of purchase price (up to $15,000) as forgivable DPA — forgiven at 30 years or on sale/refi.
Homeownership for the Brave
0.5% rate cut for active-duty, veterans, National Guard, and reservists.
THDA caps income around $107,000 statewide.
County-level FHA context
High single-unit FHA limit in Tennessee: $632,500
Davidson (Nashville)
FHA at $632,500 in Nashville MSA.
Shelby (Memphis)
FHA at $524,225; largest DPA volume.
Knox (Knoxville)
FHA at $524,225.
Hamilton (Chattanooga)
FHA at $524,225.
Major Tennessee metros we route in:
Nashville · Memphis · Knoxville · Chattanooga
Loan officer FAQ · Tennessee
- How does ReadinessIQ help loan officers in Tennessee close more loans?
- Every borrower that lands on ReadinessIQ completes an AI-guided readiness scorecard before they ever hit your CRM. In Tennessee that means pre-scored files with income, credit range, DTI, and THDA eligibility already flagged — you're not spending Tuesday morning re-qualifying leads a Zillow bot sent you.
- Does ReadinessIQ know about THDA down payment assistance programs?
- Yes. Every Tennessee borrower is matched in real time against Tennessee Housing Development Agency programs including Great Choice Home Loan, Great Choice Plus, Homeownership for the Brave. When a borrower qualifies, the handoff to you includes the exact DPA program name, grant amount, and stackability with FHA/Conv — no more Googling AMI caps.
- Which Tennessee markets does ReadinessIQ have the most borrower volume in?
- Strongest Tennessee pockets right now: Nashville, Memphis, Knoxville, Chattanooga. If you're licensed in any of those metros the handoff queue fills fastest — SLA is 15 minutes borrower-to-LO from the moment they mark themselves Ready.
- Is ReadinessIQ a CRM or a loan origination system?
- Neither. ReadinessIQ sits in front of your CRM/LOS: it turns cold traffic into pre-qualified files, then hands the file to you (with a verified Readiness Passport) inside your existing workflow. Works alongside Encompass, Byte, LendingPad, Empower, and any CRM.
- How much does ReadinessIQ cost for a Tennessee loan officer?
- Individual LOs start free (5 handoffs/mo). Producer plan is $99/mo for unlimited handoffs, branded Readiness Passports, and DPA co-marketing collateral. Enterprise pricing is per-branch — see our pricing page.