For Realtors · Tennessee
Win more Tennessee offers with a Verified Readiness Passport
Turn every Tennessee buyer into a verified, shareable proof-of-readiness. Listing agents verify in 3 seconds — no PDF pre-approval, no "let me check with the lender."
Verified passports
A tamper-proof URL every Tennessee listing agent can verify in seconds. Beats a static PDF pre-approval every time.
THDA DPA matched
Your buyers get matched to Tennessee Housing Development Agency DPA programs automatically. Show up to a listing meeting knowing the buyer's real budget.
LO handoff protected
Buyers who need an LO get routed to your preferred partner (or ours). Your referral relationship is preserved end-to-end.
What ReadinessIQ knows about Tennessee's market
Tennessee Housing Development Agency
Programs matched into every buyer's dashboard:
Great Choice Home Loan
30-year fixed FHA/VA/USDA/Conv with a THDA-approved lender.
Great Choice Plus
6% of purchase price (up to $15,000) as forgivable DPA — forgiven at 30 years or on sale/refi.
Homeownership for the Brave
0.5% rate cut for active-duty, veterans, National Guard, and reservists.
THDA caps income around $107,000 statewide.
Market context
Highest single-unit FHA cap in Tennessee: $632,500
Davidson (Nashville)
FHA at $632,500 in Nashville MSA.
Shelby (Memphis)
FHA at $524,225; largest DPA volume.
Knox (Knoxville)
FHA at $524,225.
Hamilton (Chattanooga)
FHA at $524,225.
Metros with highest buyer density:
Nashville · Memphis · Knoxville · Chattanooga
Realtor FAQ · Tennessee
- How does a Readiness Passport help my Tennessee buyer win multiple-offer situations?
- A Readiness Passport is a public, tamper-proof URL a listing agent can verify in 3 seconds. It shows your buyer is verified ready to close up to a specific dollar amount, backed by an underwriter's-level check on credit, income, and funds. In Tennessee's tight markets it functions as a stronger version of a pre-approval letter — no PDF, no editing, no doubt.
- Do I need my buyer to already have a loan officer to use ReadinessIQ?
- No. Buyers can complete the scorecard on their own. If they don't have an LO, RED hands them off to a Tennessee-licensed partner LO — your commission and referral relationship are protected in the workflow.
- What Tennessee down payment assistance is my buyer eligible for?
- ReadinessIQ checks every buyer against Tennessee Housing Development Agency programs including Great Choice Home Loan, Great Choice Plus, Homeownership for the Brave. Instead of you tracking AMI caps, you get a match list on the buyer's dashboard the minute they finish the scorecard.
- Where in Tennessee does ReadinessIQ have the most active buyers?
- Highest buyer density right now: Nashville, Memphis, Knoxville, Chattanooga. If you list or show in any of those metros, you'll see the most match volume there — but the platform covers every Tennessee zip.
- How much does ReadinessIQ cost realtors in Tennessee?
- Realtor plans start free — up to 5 active buyers with a co-branded Readiness Passport. Producer plan is $49/mo for unlimited buyers, custom domain passport links, and CRM handoff. Team & brokerage plans priced per seat.