For Realtors · Arkansas
Win more Arkansas offers with a Verified Readiness Passport
Turn every Arkansas buyer into a verified, shareable proof-of-readiness. Listing agents verify in 3 seconds — no PDF pre-approval, no "let me check with the lender."
Verified passports
A tamper-proof URL every Arkansas listing agent can verify in seconds. Beats a static PDF pre-approval every time.
ADFA DPA matched
Your buyers get matched to Arkansas Development Finance Authority DPA programs automatically. Show up to a listing meeting knowing the buyer's real budget.
LO handoff protected
Buyers who need an LO get routed to your preferred partner (or ours). Your referral relationship is preserved end-to-end.
What ReadinessIQ knows about Arkansas's market
Arkansas Development Finance Authority
Programs matched into every buyer's dashboard:
ADFA Move-Up
30-year fixed at competitive rates with $0 down when paired with ADFA DPA — open to first-time AND repeat buyers.
Down Payment Assistance (DPA)
Up to $15,000 as a 10-year second at the same rate as the first mortgage.
ADFA MCC
35% mortgage interest tax credit (capped at $2,000/yr) for first-time buyers under income limits.
ADFA Move-Up allows household income up to $145,000 in most counties.
Market context
Highest single-unit FHA cap in Arkansas: $524,225
Pulaski (Little Rock)
FHA limit $524,225; largest DPA volume in the state.
Benton (Bentonville/Rogers)
Fastest home-price growth in Arkansas — Walmart HQ effect; watch appraisal gaps.
Washington (Fayetteville)
University market with strong USDA-eligible pockets just outside city limits.
Metros with highest buyer density:
Little Rock · Fayetteville · Fort Smith · Bentonville
Realtor FAQ · Arkansas
- How does a Readiness Passport help my Arkansas buyer win multiple-offer situations?
- A Readiness Passport is a public, tamper-proof URL a listing agent can verify in 3 seconds. It shows your buyer is verified ready to close up to a specific dollar amount, backed by an underwriter's-level check on credit, income, and funds. In Arkansas's tight markets it functions as a stronger version of a pre-approval letter — no PDF, no editing, no doubt.
- Do I need my buyer to already have a loan officer to use ReadinessIQ?
- No. Buyers can complete the scorecard on their own. If they don't have an LO, RED hands them off to a Arkansas-licensed partner LO — your commission and referral relationship are protected in the workflow.
- What Arkansas down payment assistance is my buyer eligible for?
- ReadinessIQ checks every buyer against Arkansas Development Finance Authority programs including ADFA Move-Up, Down Payment Assistance (DPA), ADFA MCC. Instead of you tracking AMI caps, you get a match list on the buyer's dashboard the minute they finish the scorecard.
- Where in Arkansas does ReadinessIQ have the most active buyers?
- Highest buyer density right now: Little Rock, Fayetteville, Fort Smith, Bentonville. If you list or show in any of those metros, you'll see the most match volume there — but the platform covers every Arkansas zip.
- How much does ReadinessIQ cost realtors in Arkansas?
- Realtor plans start free — up to 5 active buyers with a co-branded Readiness Passport. Producer plan is $49/mo for unlimited buyers, custom domain passport links, and CRM handoff. Team & brokerage plans priced per seat.