For Realtors · Indiana
Win more Indiana offers with a Verified Readiness Passport
Turn every Indiana buyer into a verified, shareable proof-of-readiness. Listing agents verify in 3 seconds — no PDF pre-approval, no "let me check with the lender."
Verified passports
A tamper-proof URL every Indiana listing agent can verify in seconds. Beats a static PDF pre-approval every time.
IHCDA DPA matched
Your buyers get matched to Indiana Housing and Community Development Authority DPA programs automatically. Show up to a listing meeting knowing the buyer's real budget.
LO handoff protected
Buyers who need an LO get routed to your preferred partner (or ours). Your referral relationship is preserved end-to-end.
What ReadinessIQ knows about Indiana's market
Indiana Housing and Community Development Authority
Programs matched into every buyer's dashboard:
First Place (FP)
6% DPA on FHA loans, forgiven after 9 years — one of the largest forgivable DPAs available.
Next Home
3.5% (FHA) or 3% (Conv) DPA — no first-time-buyer requirement.
MCC
Up to 35% federal tax credit on mortgage interest, capped at $2,000/yr.
IHCDA caps around $99,000–$120,000 depending on county.
Market context
Highest single-unit FHA cap in Indiana: $524,225
Marion (Indianapolis)
FHA at $524,225; largest DPA volume in state.
Hamilton (Fishers/Carmel)
FHA at $524,225; median prices push against limit.
Lake (Northwest IN)
In Chicago MSA — some buyers cross-shop IHDA vs IHCDA.
Metros with highest buyer density:
Indianapolis · Fort Wayne · Evansville · South Bend · Carmel
Realtor FAQ · Indiana
- How does a Readiness Passport help my Indiana buyer win multiple-offer situations?
- A Readiness Passport is a public, tamper-proof URL a listing agent can verify in 3 seconds. It shows your buyer is verified ready to close up to a specific dollar amount, backed by an underwriter's-level check on credit, income, and funds. In Indiana's tight markets it functions as a stronger version of a pre-approval letter — no PDF, no editing, no doubt.
- Do I need my buyer to already have a loan officer to use ReadinessIQ?
- No. Buyers can complete the scorecard on their own. If they don't have an LO, RED hands them off to a Indiana-licensed partner LO — your commission and referral relationship are protected in the workflow.
- What Indiana down payment assistance is my buyer eligible for?
- ReadinessIQ checks every buyer against Indiana Housing and Community Development Authority programs including First Place (FP), Next Home, MCC. Instead of you tracking AMI caps, you get a match list on the buyer's dashboard the minute they finish the scorecard.
- Where in Indiana does ReadinessIQ have the most active buyers?
- Highest buyer density right now: Indianapolis, Fort Wayne, Evansville, South Bend, Carmel. If you list or show in any of those metros, you'll see the most match volume there — but the platform covers every Indiana zip.
- How much does ReadinessIQ cost realtors in Indiana?
- Realtor plans start free — up to 5 active buyers with a co-branded Readiness Passport. Producer plan is $49/mo for unlimited buyers, custom domain passport links, and CRM handoff. Team & brokerage plans priced per seat.