For Realtors · Louisiana
Win more Louisiana offers with a Verified Readiness Passport
Turn every Louisiana buyer into a verified, shareable proof-of-readiness. Listing agents verify in 3 seconds — no PDF pre-approval, no "let me check with the lender."
Verified passports
A tamper-proof URL every Louisiana listing agent can verify in seconds. Beats a static PDF pre-approval every time.
LHC DPA matched
Your buyers get matched to Louisiana Housing Corporation DPA programs automatically. Show up to a listing meeting knowing the buyer's real budget.
LO handoff protected
Buyers who need an LO get routed to your preferred partner (or ours). Your referral relationship is preserved end-to-end.
What ReadinessIQ knows about Louisiana's market
Louisiana Housing Corporation
Programs matched into every buyer's dashboard:
Market Rate GNMA Program
4% DPA grant (non-repayable) on FHA, VA, USDA. Highest volume LHC product.
MRB Home & MRB Assisted
Below-market fixed-rate first mortgages with tax-exempt bond funding.
Delta 100
100% LTV Conventional for buyers in the Delta parishes — no MI, no DPA needed.
LHC caps income around $99,000 in most parishes.
Market context
Highest single-unit FHA cap in Louisiana: $524,225
Orleans (New Orleans)
FHA at $524,225; insurance can equal PITI — factor early.
East Baton Rouge
FHA at $524,225; largest DPA volume outside NOLA.
Jefferson
FHA at $524,225; suburbs of NOLA with lower insurance.
Metros with highest buyer density:
New Orleans · Baton Rouge · Shreveport · Lafayette
Realtor FAQ · Louisiana
- How does a Readiness Passport help my Louisiana buyer win multiple-offer situations?
- A Readiness Passport is a public, tamper-proof URL a listing agent can verify in 3 seconds. It shows your buyer is verified ready to close up to a specific dollar amount, backed by an underwriter's-level check on credit, income, and funds. In Louisiana's tight markets it functions as a stronger version of a pre-approval letter — no PDF, no editing, no doubt.
- Do I need my buyer to already have a loan officer to use ReadinessIQ?
- No. Buyers can complete the scorecard on their own. If they don't have an LO, RED hands them off to a Louisiana-licensed partner LO — your commission and referral relationship are protected in the workflow.
- What Louisiana down payment assistance is my buyer eligible for?
- ReadinessIQ checks every buyer against Louisiana Housing Corporation programs including Market Rate GNMA Program, MRB Home & MRB Assisted, Delta 100. Instead of you tracking AMI caps, you get a match list on the buyer's dashboard the minute they finish the scorecard.
- Where in Louisiana does ReadinessIQ have the most active buyers?
- Highest buyer density right now: New Orleans, Baton Rouge, Shreveport, Lafayette. If you list or show in any of those metros, you'll see the most match volume there — but the platform covers every Louisiana zip.
- How much does ReadinessIQ cost realtors in Louisiana?
- Realtor plans start free — up to 5 active buyers with a co-branded Readiness Passport. Producer plan is $49/mo for unlimited buyers, custom domain passport links, and CRM handoff. Team & brokerage plans priced per seat.