For Realtors · Maryland
Win more Maryland offers with a Verified Readiness Passport
Turn every Maryland buyer into a verified, shareable proof-of-readiness. Listing agents verify in 3 seconds — no PDF pre-approval, no "let me check with the lender."
Verified passports
A tamper-proof URL every Maryland listing agent can verify in seconds. Beats a static PDF pre-approval every time.
Maryland Mortgage Program (MMP) DPA matched
Your buyers get matched to Maryland Department of Housing and Community Development DPA programs automatically. Show up to a listing meeting knowing the buyer's real budget.
LO handoff protected
Buyers who need an LO get routed to your preferred partner (or ours). Your referral relationship is preserved end-to-end.
What ReadinessIQ knows about Maryland's market
Maryland Department of Housing and Community Development
Programs matched into every buyer's dashboard:
1st Time Advantage
Reduced-rate first mortgage with $6,000 no-interest deferred DPA loan.
Flex 6000 / Flex 5000
$5,000–$6,000 DPA available to repeat buyers under income limits.
Partner Match
Employer, county, or nonprofit contributions matched dollar-for-dollar by MMP.
MMP caps range from $135K–$204K depending on county and household size.
Market context
Highest single-unit FHA cap in Maryland: $1,209,750
Montgomery
FHA at $1,209,750 (DC metro high-cost).
Prince George's
FHA at $1,209,750.
Baltimore County / Baltimore City
FHA at $524,225; largest MMP volume.
Metros with highest buyer density:
Baltimore · Silver Spring · Frederick · Rockville · Annapolis
Realtor FAQ · Maryland
- How does a Readiness Passport help my Maryland buyer win multiple-offer situations?
- A Readiness Passport is a public, tamper-proof URL a listing agent can verify in 3 seconds. It shows your buyer is verified ready to close up to a specific dollar amount, backed by an underwriter's-level check on credit, income, and funds. In Maryland's tight markets it functions as a stronger version of a pre-approval letter — no PDF, no editing, no doubt.
- Do I need my buyer to already have a loan officer to use ReadinessIQ?
- No. Buyers can complete the scorecard on their own. If they don't have an LO, RED hands them off to a Maryland-licensed partner LO — your commission and referral relationship are protected in the workflow.
- What Maryland down payment assistance is my buyer eligible for?
- ReadinessIQ checks every buyer against Maryland Department of Housing and Community Development programs including 1st Time Advantage, Flex 6000 / Flex 5000, Partner Match. Instead of you tracking AMI caps, you get a match list on the buyer's dashboard the minute they finish the scorecard.
- Where in Maryland does ReadinessIQ have the most active buyers?
- Highest buyer density right now: Baltimore, Silver Spring, Frederick, Rockville, Annapolis. If you list or show in any of those metros, you'll see the most match volume there — but the platform covers every Maryland zip.
- How much does ReadinessIQ cost realtors in Maryland?
- Realtor plans start free — up to 5 active buyers with a co-branded Readiness Passport. Producer plan is $49/mo for unlimited buyers, custom domain passport links, and CRM handoff. Team & brokerage plans priced per seat.