For Realtors · Mississippi
Win more Mississippi offers with a Verified Readiness Passport
Turn every Mississippi buyer into a verified, shareable proof-of-readiness. Listing agents verify in 3 seconds — no PDF pre-approval, no "let me check with the lender."
Verified passports
A tamper-proof URL every Mississippi listing agent can verify in seconds. Beats a static PDF pre-approval every time.
MHC DPA matched
Your buyers get matched to Mississippi Home Corporation DPA programs automatically. Show up to a listing meeting knowing the buyer's real budget.
LO handoff protected
Buyers who need an LO get routed to your preferred partner (or ours). Your referral relationship is preserved end-to-end.
What ReadinessIQ knows about Mississippi's market
Mississippi Home Corporation
Programs matched into every buyer's dashboard:
Smart6
Below-market 30-year fixed rate with DPA option (3.5% or $6,000 whichever is greater).
Housing Assistance for Teachers (HAT)
$6,000 grant for licensed Mississippi teachers in critical-shortage areas.
Mortgage Revenue Bond 7 (MRB7)
Tax-exempt bond product with lower rates for first-time buyers.
MHC caps income around $122,000 in most counties.
Market context
Highest single-unit FHA cap in Mississippi: $524,225
Hinds (Jackson)
FHA at $524,225; largest DPA volume.
Harrison (Gulfport/Biloxi)
Insurance is a major DTI factor — coastal.
DeSoto
Memphis MSA — FHA at $524,225.
Metros with highest buyer density:
Jackson · Gulfport · Southaven · Hattiesburg
Realtor FAQ · Mississippi
- How does a Readiness Passport help my Mississippi buyer win multiple-offer situations?
- A Readiness Passport is a public, tamper-proof URL a listing agent can verify in 3 seconds. It shows your buyer is verified ready to close up to a specific dollar amount, backed by an underwriter's-level check on credit, income, and funds. In Mississippi's tight markets it functions as a stronger version of a pre-approval letter — no PDF, no editing, no doubt.
- Do I need my buyer to already have a loan officer to use ReadinessIQ?
- No. Buyers can complete the scorecard on their own. If they don't have an LO, RED hands them off to a Mississippi-licensed partner LO — your commission and referral relationship are protected in the workflow.
- What Mississippi down payment assistance is my buyer eligible for?
- ReadinessIQ checks every buyer against Mississippi Home Corporation programs including Smart6, Housing Assistance for Teachers (HAT), Mortgage Revenue Bond 7 (MRB7). Instead of you tracking AMI caps, you get a match list on the buyer's dashboard the minute they finish the scorecard.
- Where in Mississippi does ReadinessIQ have the most active buyers?
- Highest buyer density right now: Jackson, Gulfport, Southaven, Hattiesburg. If you list or show in any of those metros, you'll see the most match volume there — but the platform covers every Mississippi zip.
- How much does ReadinessIQ cost realtors in Mississippi?
- Realtor plans start free — up to 5 active buyers with a co-branded Readiness Passport. Producer plan is $49/mo for unlimited buyers, custom domain passport links, and CRM handoff. Team & brokerage plans priced per seat.