For Realtors · Montana
Win more Montana offers with a Verified Readiness Passport
Turn every Montana buyer into a verified, shareable proof-of-readiness. Listing agents verify in 3 seconds — no PDF pre-approval, no "let me check with the lender."
Verified passports
A tamper-proof URL every Montana listing agent can verify in seconds. Beats a static PDF pre-approval every time.
MBOH DPA matched
Your buyers get matched to Montana Board of Housing DPA programs automatically. Show up to a listing meeting knowing the buyer's real budget.
LO handoff protected
Buyers who need an LO get routed to your preferred partner (or ours). Your referral relationship is preserved end-to-end.
What ReadinessIQ knows about Montana's market
Montana Board of Housing
Programs matched into every buyer's dashboard:
Regular Bond Program
Below-market fixed rate with DPA option through MBOH Plus.
MBOH Plus
0% deferred second up to $10,000 for DPA and closing costs.
80% Combined Program
For higher-income first-time buyers who don't qualify for tax-exempt bond funds.
MBOH caps income around $107,000 statewide, higher for target areas.
Market context
Highest single-unit FHA cap in Montana: $524,225
Yellowstone (Billings)
FHA at $524,225; largest DPA volume.
Gallatin (Bozeman)
FHA at $524,225; median price near limit — pair DPA with Conv 97.
Missoula
FHA at $524,225.
Metros with highest buyer density:
Billings · Missoula · Bozeman · Great Falls
Realtor FAQ · Montana
- How does a Readiness Passport help my Montana buyer win multiple-offer situations?
- A Readiness Passport is a public, tamper-proof URL a listing agent can verify in 3 seconds. It shows your buyer is verified ready to close up to a specific dollar amount, backed by an underwriter's-level check on credit, income, and funds. In Montana's tight markets it functions as a stronger version of a pre-approval letter — no PDF, no editing, no doubt.
- Do I need my buyer to already have a loan officer to use ReadinessIQ?
- No. Buyers can complete the scorecard on their own. If they don't have an LO, RED hands them off to a Montana-licensed partner LO — your commission and referral relationship are protected in the workflow.
- What Montana down payment assistance is my buyer eligible for?
- ReadinessIQ checks every buyer against Montana Board of Housing programs including Regular Bond Program, MBOH Plus, 80% Combined Program. Instead of you tracking AMI caps, you get a match list on the buyer's dashboard the minute they finish the scorecard.
- Where in Montana does ReadinessIQ have the most active buyers?
- Highest buyer density right now: Billings, Missoula, Bozeman, Great Falls. If you list or show in any of those metros, you'll see the most match volume there — but the platform covers every Montana zip.
- How much does ReadinessIQ cost realtors in Montana?
- Realtor plans start free — up to 5 active buyers with a co-branded Readiness Passport. Producer plan is $49/mo for unlimited buyers, custom domain passport links, and CRM handoff. Team & brokerage plans priced per seat.