For Realtors · Ohio
Win more Ohio offers with a Verified Readiness Passport
Turn every Ohio buyer into a verified, shareable proof-of-readiness. Listing agents verify in 3 seconds — no PDF pre-approval, no "let me check with the lender."
Verified passports
A tamper-proof URL every Ohio listing agent can verify in seconds. Beats a static PDF pre-approval every time.
OHFA DPA matched
Your buyers get matched to Ohio Housing Finance Agency DPA programs automatically. Show up to a listing meeting knowing the buyer's real budget.
LO handoff protected
Buyers who need an LO get routed to your preferred partner (or ours). Your referral relationship is preserved end-to-end.
What ReadinessIQ knows about Ohio's market
Ohio Housing Finance Agency
Programs matched into every buyer's dashboard:
Your Choice! Down Payment Assistance
2.5% or 5% of the home price as DPA — forgiven after 7 years (2.5%) or repaid on sale/refi (5%).
Grants for Grads
2.5% or 5% DPA for buyers who earned a degree in the last 48 months.
OHFA Mortgage Tax Credit
40% mortgage interest tax credit (capped at $2,000/yr) — stackable with any OHFA first mortgage.
OHFA caps income around $122,000 in most counties.
Market context
Highest single-unit FHA cap in Ohio: $524,225
Franklin (Columbus)
FHA at $524,225; largest DPA volume.
Cuyahoga (Cleveland)
FHA at $524,225; strong first-time-buyer market.
Hamilton (Cincinnati)
FHA at $524,225.
Metros with highest buyer density:
Columbus · Cleveland · Cincinnati · Toledo · Akron
Realtor FAQ · Ohio
- How does a Readiness Passport help my Ohio buyer win multiple-offer situations?
- A Readiness Passport is a public, tamper-proof URL a listing agent can verify in 3 seconds. It shows your buyer is verified ready to close up to a specific dollar amount, backed by an underwriter's-level check on credit, income, and funds. In Ohio's tight markets it functions as a stronger version of a pre-approval letter — no PDF, no editing, no doubt.
- Do I need my buyer to already have a loan officer to use ReadinessIQ?
- No. Buyers can complete the scorecard on their own. If they don't have an LO, RED hands them off to a Ohio-licensed partner LO — your commission and referral relationship are protected in the workflow.
- What Ohio down payment assistance is my buyer eligible for?
- ReadinessIQ checks every buyer against Ohio Housing Finance Agency programs including Your Choice! Down Payment Assistance, Grants for Grads, OHFA Mortgage Tax Credit. Instead of you tracking AMI caps, you get a match list on the buyer's dashboard the minute they finish the scorecard.
- Where in Ohio does ReadinessIQ have the most active buyers?
- Highest buyer density right now: Columbus, Cleveland, Cincinnati, Toledo, Akron. If you list or show in any of those metros, you'll see the most match volume there — but the platform covers every Ohio zip.
- How much does ReadinessIQ cost realtors in Ohio?
- Realtor plans start free — up to 5 active buyers with a co-branded Readiness Passport. Producer plan is $49/mo for unlimited buyers, custom domain passport links, and CRM handoff. Team & brokerage plans priced per seat.