For Realtors · Oregon
Win more Oregon offers with a Verified Readiness Passport
Turn every Oregon buyer into a verified, shareable proof-of-readiness. Listing agents verify in 3 seconds — no PDF pre-approval, no "let me check with the lender."
Verified passports
A tamper-proof URL every Oregon listing agent can verify in seconds. Beats a static PDF pre-approval every time.
OHCS DPA matched
Your buyers get matched to Oregon Housing and Community Services DPA programs automatically. Show up to a listing meeting knowing the buyer's real budget.
LO handoff protected
Buyers who need an LO get routed to your preferred partner (or ours). Your referral relationship is preserved end-to-end.
What ReadinessIQ knows about Oregon's market
Oregon Housing and Community Services
Programs matched into every buyer's dashboard:
Oregon Bond Residential Loan Program
Below-market fixed-rate first mortgage with 3% cash advance option (repaid over 30 years).
Down Payment Assistance (Homebuyer Assistance)
Program varies by nonprofit partner — typically up to $15,000.
Flex Lending Rate Advantage
Lower rate in exchange for higher up-front DPA amount.
OHCS caps income around $146,000 in Portland metro.
Market context
Highest single-unit FHA cap in Oregon: $649,750
Multnomah (Portland)
FHA at $649,750 in Portland MSA.
Washington
FHA at $649,750; Portland MSA.
Deschutes (Bend)
FHA at $524,225; median prices push against limit.
Metros with highest buyer density:
Portland · Salem · Eugene · Bend
Realtor FAQ · Oregon
- How does a Readiness Passport help my Oregon buyer win multiple-offer situations?
- A Readiness Passport is a public, tamper-proof URL a listing agent can verify in 3 seconds. It shows your buyer is verified ready to close up to a specific dollar amount, backed by an underwriter's-level check on credit, income, and funds. In Oregon's tight markets it functions as a stronger version of a pre-approval letter — no PDF, no editing, no doubt.
- Do I need my buyer to already have a loan officer to use ReadinessIQ?
- No. Buyers can complete the scorecard on their own. If they don't have an LO, RED hands them off to a Oregon-licensed partner LO — your commission and referral relationship are protected in the workflow.
- What Oregon down payment assistance is my buyer eligible for?
- ReadinessIQ checks every buyer against Oregon Housing and Community Services programs including Oregon Bond Residential Loan Program, Down Payment Assistance (Homebuyer Assistance), Flex Lending Rate Advantage. Instead of you tracking AMI caps, you get a match list on the buyer's dashboard the minute they finish the scorecard.
- Where in Oregon does ReadinessIQ have the most active buyers?
- Highest buyer density right now: Portland, Salem, Eugene, Bend. If you list or show in any of those metros, you'll see the most match volume there — but the platform covers every Oregon zip.
- How much does ReadinessIQ cost realtors in Oregon?
- Realtor plans start free — up to 5 active buyers with a co-branded Readiness Passport. Producer plan is $49/mo for unlimited buyers, custom domain passport links, and CRM handoff. Team & brokerage plans priced per seat.