For Realtors · Pennsylvania
Win more Pennsylvania offers with a Verified Readiness Passport
Turn every Pennsylvania buyer into a verified, shareable proof-of-readiness. Listing agents verify in 3 seconds — no PDF pre-approval, no "let me check with the lender."
Verified passports
A tamper-proof URL every Pennsylvania listing agent can verify in seconds. Beats a static PDF pre-approval every time.
PHFA DPA matched
Your buyers get matched to Pennsylvania Housing Finance Agency DPA programs automatically. Show up to a listing meeting knowing the buyer's real budget.
LO handoff protected
Buyers who need an LO get routed to your preferred partner (or ours). Your referral relationship is preserved end-to-end.
What ReadinessIQ knows about Pennsylvania's market
Pennsylvania Housing Finance Agency
Programs matched into every buyer's dashboard:
Keystone Home Loan
First-time buyer program with reduced-rate 30-year fixed.
Keystone Advantage Assistance Loan
Up to 4% of purchase price (max $6,000) as 0% interest 10-year second.
HOMEstead Second Mortgage
Up to $10,000 forgivable DPA (over 5 years) for lower-income buyers.
PHFA caps income around $110,000–$134,000 by county.
Market context
Highest single-unit FHA cap in Pennsylvania: $603,750
Philadelphia
FHA at $603,750 (Philadelphia MSA).
Allegheny (Pittsburgh)
FHA at $524,225.
Montgomery / Bucks / Chester / Delaware
Philly MSA: FHA at $603,750.
Metros with highest buyer density:
Philadelphia · Pittsburgh · Allentown · Erie · Harrisburg
Realtor FAQ · Pennsylvania
- How does a Readiness Passport help my Pennsylvania buyer win multiple-offer situations?
- A Readiness Passport is a public, tamper-proof URL a listing agent can verify in 3 seconds. It shows your buyer is verified ready to close up to a specific dollar amount, backed by an underwriter's-level check on credit, income, and funds. In Pennsylvania's tight markets it functions as a stronger version of a pre-approval letter — no PDF, no editing, no doubt.
- Do I need my buyer to already have a loan officer to use ReadinessIQ?
- No. Buyers can complete the scorecard on their own. If they don't have an LO, RED hands them off to a Pennsylvania-licensed partner LO — your commission and referral relationship are protected in the workflow.
- What Pennsylvania down payment assistance is my buyer eligible for?
- ReadinessIQ checks every buyer against Pennsylvania Housing Finance Agency programs including Keystone Home Loan, Keystone Advantage Assistance Loan, HOMEstead Second Mortgage. Instead of you tracking AMI caps, you get a match list on the buyer's dashboard the minute they finish the scorecard.
- Where in Pennsylvania does ReadinessIQ have the most active buyers?
- Highest buyer density right now: Philadelphia, Pittsburgh, Allentown, Erie, Harrisburg. If you list or show in any of those metros, you'll see the most match volume there — but the platform covers every Pennsylvania zip.
- How much does ReadinessIQ cost realtors in Pennsylvania?
- Realtor plans start free — up to 5 active buyers with a co-branded Readiness Passport. Producer plan is $49/mo for unlimited buyers, custom domain passport links, and CRM handoff. Team & brokerage plans priced per seat.