For Realtors · South Carolina
Win more South Carolina offers with a Verified Readiness Passport
Turn every South Carolina buyer into a verified, shareable proof-of-readiness. Listing agents verify in 3 seconds — no PDF pre-approval, no "let me check with the lender."
Verified passports
A tamper-proof URL every South Carolina listing agent can verify in seconds. Beats a static PDF pre-approval every time.
SC Housing DPA matched
Your buyers get matched to South Carolina State Housing Finance and Development Authority DPA programs automatically. Show up to a listing meeting knowing the buyer's real budget.
LO handoff protected
Buyers who need an LO get routed to your preferred partner (or ours). Your referral relationship is preserved end-to-end.
What ReadinessIQ knows about South Carolina's market
South Carolina State Housing Finance and Development Authority
Programs matched into every buyer's dashboard:
SC Housing Homebuyer Program
$8,000 forgivable DPA over 20 years plus below-market first mortgage.
Palmetto Home Advantage
4% DPA grant (non-repayable) on FHA, VA, USDA, or Conv.
Palmetto Heroes
Reduced-rate first + DPA for teachers, police, fire, EMS, veterans.
SC Housing caps income around $107,000 statewide.
Market context
Highest single-unit FHA cap in South Carolina: $604,900
Charleston
FHA at $604,900 in coastal high-cost designation.
Greenville
FHA at $524,225; largest DPA volume.
Richland (Columbia)
FHA at $524,225.
Metros with highest buyer density:
Charleston · Columbia · North Charleston · Greenville
Realtor FAQ · South Carolina
- How does a Readiness Passport help my South Carolina buyer win multiple-offer situations?
- A Readiness Passport is a public, tamper-proof URL a listing agent can verify in 3 seconds. It shows your buyer is verified ready to close up to a specific dollar amount, backed by an underwriter's-level check on credit, income, and funds. In South Carolina's tight markets it functions as a stronger version of a pre-approval letter — no PDF, no editing, no doubt.
- Do I need my buyer to already have a loan officer to use ReadinessIQ?
- No. Buyers can complete the scorecard on their own. If they don't have an LO, RED hands them off to a South Carolina-licensed partner LO — your commission and referral relationship are protected in the workflow.
- What South Carolina down payment assistance is my buyer eligible for?
- ReadinessIQ checks every buyer against South Carolina State Housing Finance and Development Authority programs including SC Housing Homebuyer Program, Palmetto Home Advantage, Palmetto Heroes. Instead of you tracking AMI caps, you get a match list on the buyer's dashboard the minute they finish the scorecard.
- Where in South Carolina does ReadinessIQ have the most active buyers?
- Highest buyer density right now: Charleston, Columbia, North Charleston, Greenville. If you list or show in any of those metros, you'll see the most match volume there — but the platform covers every South Carolina zip.
- How much does ReadinessIQ cost realtors in South Carolina?
- Realtor plans start free — up to 5 active buyers with a co-branded Readiness Passport. Producer plan is $49/mo for unlimited buyers, custom domain passport links, and CRM handoff. Team & brokerage plans priced per seat.