For Realtors · Texas
Win more Texas offers with a Verified Readiness Passport
Turn every Texas buyer into a verified, shareable proof-of-readiness. Listing agents verify in 3 seconds — no PDF pre-approval, no "let me check with the lender."
Verified passports
A tamper-proof URL every Texas listing agent can verify in seconds. Beats a static PDF pre-approval every time.
TDHCA / TSAHC DPA matched
Your buyers get matched to Texas Department of Housing and Community Affairs (TDHCA) & TSAHC DPA programs automatically. Show up to a listing meeting knowing the buyer's real budget.
LO handoff protected
Buyers who need an LO get routed to your preferred partner (or ours). Your referral relationship is preserved end-to-end.
What ReadinessIQ knows about Texas's market
Texas Department of Housing and Community Affairs (TDHCA) & TSAHC
Programs matched into every buyer's dashboard:
My First Texas Home (TDHCA)
30-year fixed first + up to 5% DPA (deferred 0% second, forgiven at 3 years).
Homes for Texas Heroes (TSAHC)
3–5% DPA grant or forgivable second for teachers, police, fire, EMS, corrections, veterans, nurses.
Home Sweet Texas (TSAHC)
Same DPA structure available to any income-eligible buyer (not just heroes).
TSAHC caps around $150K in metro counties; TDHCA is more restrictive at ~$122K.
Market context
Highest single-unit FHA cap in Texas: $632,500
Harris (Houston)
FHA at $524,225; largest DPA volume in Texas.
Dallas / Tarrant / Collin / Denton
DFW MSA: FHA at $524,225.
Travis (Austin)
FHA at $632,500 in Austin MSA.
Bexar (San Antonio)
FHA at $524,225.
Metros with highest buyer density:
Houston · Dallas · San Antonio · Austin · Fort Worth · El Paso
Realtor FAQ · Texas
- How does a Readiness Passport help my Texas buyer win multiple-offer situations?
- A Readiness Passport is a public, tamper-proof URL a listing agent can verify in 3 seconds. It shows your buyer is verified ready to close up to a specific dollar amount, backed by an underwriter's-level check on credit, income, and funds. In Texas's tight markets it functions as a stronger version of a pre-approval letter — no PDF, no editing, no doubt.
- Do I need my buyer to already have a loan officer to use ReadinessIQ?
- No. Buyers can complete the scorecard on their own. If they don't have an LO, RED hands them off to a Texas-licensed partner LO — your commission and referral relationship are protected in the workflow.
- What Texas down payment assistance is my buyer eligible for?
- ReadinessIQ checks every buyer against Texas Department of Housing and Community Affairs (TDHCA) & TSAHC programs including My First Texas Home (TDHCA), Homes for Texas Heroes (TSAHC), Home Sweet Texas (TSAHC). Instead of you tracking AMI caps, you get a match list on the buyer's dashboard the minute they finish the scorecard.
- Where in Texas does ReadinessIQ have the most active buyers?
- Highest buyer density right now: Houston, Dallas, San Antonio, Austin, Fort Worth, El Paso. If you list or show in any of those metros, you'll see the most match volume there — but the platform covers every Texas zip.
- How much does ReadinessIQ cost realtors in Texas?
- Realtor plans start free — up to 5 active buyers with a co-branded Readiness Passport. Producer plan is $49/mo for unlimited buyers, custom domain passport links, and CRM handoff. Team & brokerage plans priced per seat.