For Realtors · Utah
Win more Utah offers with a Verified Readiness Passport
Turn every Utah buyer into a verified, shareable proof-of-readiness. Listing agents verify in 3 seconds — no PDF pre-approval, no "let me check with the lender."
Verified passports
A tamper-proof URL every Utah listing agent can verify in seconds. Beats a static PDF pre-approval every time.
UHC DPA matched
Your buyers get matched to Utah Housing Corporation DPA programs automatically. Show up to a listing meeting knowing the buyer's real budget.
LO handoff protected
Buyers who need an LO get routed to your preferred partner (or ours). Your referral relationship is preserved end-to-end.
What ReadinessIQ knows about Utah's market
Utah Housing Corporation
Programs matched into every buyer's dashboard:
FirstHome Loan
Below-market fixed rate for first-time buyers with DPA option.
Score Loan
For buyers with 620–659 FICO — reduced-rate FHA with DPA second.
HomeAgain / NoMI
Repeat-buyer product; NoMI Conv option waives PMI.
UHC caps income around $155,000 statewide.
Market context
Highest single-unit FHA cap in Utah: $649,750
Salt Lake
FHA at $649,750 in SLC MSA; largest DPA volume.
Utah (Provo)
FHA at $649,750; median prices near cap.
Davis / Weber
FHA at $649,750; Ogden-Clearfield MSA.
Metros with highest buyer density:
Salt Lake City · Provo · Ogden · West Valley City
Realtor FAQ · Utah
- How does a Readiness Passport help my Utah buyer win multiple-offer situations?
- A Readiness Passport is a public, tamper-proof URL a listing agent can verify in 3 seconds. It shows your buyer is verified ready to close up to a specific dollar amount, backed by an underwriter's-level check on credit, income, and funds. In Utah's tight markets it functions as a stronger version of a pre-approval letter — no PDF, no editing, no doubt.
- Do I need my buyer to already have a loan officer to use ReadinessIQ?
- No. Buyers can complete the scorecard on their own. If they don't have an LO, RED hands them off to a Utah-licensed partner LO — your commission and referral relationship are protected in the workflow.
- What Utah down payment assistance is my buyer eligible for?
- ReadinessIQ checks every buyer against Utah Housing Corporation programs including FirstHome Loan, Score Loan, HomeAgain / NoMI. Instead of you tracking AMI caps, you get a match list on the buyer's dashboard the minute they finish the scorecard.
- Where in Utah does ReadinessIQ have the most active buyers?
- Highest buyer density right now: Salt Lake City, Provo, Ogden, West Valley City. If you list or show in any of those metros, you'll see the most match volume there — but the platform covers every Utah zip.
- How much does ReadinessIQ cost realtors in Utah?
- Realtor plans start free — up to 5 active buyers with a co-branded Readiness Passport. Producer plan is $49/mo for unlimited buyers, custom domain passport links, and CRM handoff. Team & brokerage plans priced per seat.