For Realtors · Vermont
Win more Vermont offers with a Verified Readiness Passport
Turn every Vermont buyer into a verified, shareable proof-of-readiness. Listing agents verify in 3 seconds — no PDF pre-approval, no "let me check with the lender."
Verified passports
A tamper-proof URL every Vermont listing agent can verify in seconds. Beats a static PDF pre-approval every time.
VHFA DPA matched
Your buyers get matched to Vermont Housing Finance Agency DPA programs automatically. Show up to a listing meeting knowing the buyer's real budget.
LO handoff protected
Buyers who need an LO get routed to your preferred partner (or ours). Your referral relationship is preserved end-to-end.
What ReadinessIQ knows about Vermont's market
Vermont Housing Finance Agency
Programs matched into every buyer's dashboard:
ASSIST
Up to $15,000 in DPA as a 0%-interest deferred second (0% forgivable after 20 years for certain income tiers).
MOVE Mortgage
Below-market fixed-rate first mortgage with DPA option layered on.
Advantage
For repeat buyers — same DPA structure with slightly higher rate.
VHFA caps income around $131,000 statewide.
Market context
Highest single-unit FHA cap in Vermont: $524,225
Chittenden (Burlington)
FHA at $524,225; largest DPA volume.
Washington (Montpelier)
FHA at $524,225.
Windsor
USDA-eligible in most rural areas.
Metros with highest buyer density:
Burlington · South Burlington · Rutland · Montpelier
Realtor FAQ · Vermont
- How does a Readiness Passport help my Vermont buyer win multiple-offer situations?
- A Readiness Passport is a public, tamper-proof URL a listing agent can verify in 3 seconds. It shows your buyer is verified ready to close up to a specific dollar amount, backed by an underwriter's-level check on credit, income, and funds. In Vermont's tight markets it functions as a stronger version of a pre-approval letter — no PDF, no editing, no doubt.
- Do I need my buyer to already have a loan officer to use ReadinessIQ?
- No. Buyers can complete the scorecard on their own. If they don't have an LO, RED hands them off to a Vermont-licensed partner LO — your commission and referral relationship are protected in the workflow.
- What Vermont down payment assistance is my buyer eligible for?
- ReadinessIQ checks every buyer against Vermont Housing Finance Agency programs including ASSIST, MOVE Mortgage, Advantage. Instead of you tracking AMI caps, you get a match list on the buyer's dashboard the minute they finish the scorecard.
- Where in Vermont does ReadinessIQ have the most active buyers?
- Highest buyer density right now: Burlington, South Burlington, Rutland, Montpelier. If you list or show in any of those metros, you'll see the most match volume there — but the platform covers every Vermont zip.
- How much does ReadinessIQ cost realtors in Vermont?
- Realtor plans start free — up to 5 active buyers with a co-branded Readiness Passport. Producer plan is $49/mo for unlimited buyers, custom domain passport links, and CRM handoff. Team & brokerage plans priced per seat.