For Realtors · Virginia
Win more Virginia offers with a Verified Readiness Passport
Turn every Virginia buyer into a verified, shareable proof-of-readiness. Listing agents verify in 3 seconds — no PDF pre-approval, no "let me check with the lender."
Verified passports
A tamper-proof URL every Virginia listing agent can verify in seconds. Beats a static PDF pre-approval every time.
Virginia Housing DPA matched
Your buyers get matched to Virginia Housing (formerly VHDA) DPA programs automatically. Show up to a listing meeting knowing the buyer's real budget.
LO handoff protected
Buyers who need an LO get routed to your preferred partner (or ours). Your referral relationship is preserved end-to-end.
What ReadinessIQ knows about Virginia's market
Virginia Housing (formerly VHDA)
Programs matched into every buyer's dashboard:
Down Payment Assistance Grant
2–2.5% of purchase price as non-repayable grant on Conv or FHA.
Closing Cost Assistance Grant
Additional 2% grant for closing costs on RD or VA loans.
Plus Second Mortgage
3–5% second mortgage combined with first for 100% financing.
Virginia Housing caps income $124K–$174K by county.
Market context
Highest single-unit FHA cap in Virginia: $1,209,750
Fairfax / Arlington / Loudoun
DC metro high-cost: FHA at $1,209,750.
Virginia Beach
FHA at $524,225; VA loan volume dominates.
Chesterfield / Henrico (Richmond)
FHA at $524,225.
Metros with highest buyer density:
Virginia Beach · Norfolk · Chesapeake · Richmond · Arlington · Alexandria
Realtor FAQ · Virginia
- How does a Readiness Passport help my Virginia buyer win multiple-offer situations?
- A Readiness Passport is a public, tamper-proof URL a listing agent can verify in 3 seconds. It shows your buyer is verified ready to close up to a specific dollar amount, backed by an underwriter's-level check on credit, income, and funds. In Virginia's tight markets it functions as a stronger version of a pre-approval letter — no PDF, no editing, no doubt.
- Do I need my buyer to already have a loan officer to use ReadinessIQ?
- No. Buyers can complete the scorecard on their own. If they don't have an LO, RED hands them off to a Virginia-licensed partner LO — your commission and referral relationship are protected in the workflow.
- What Virginia down payment assistance is my buyer eligible for?
- ReadinessIQ checks every buyer against Virginia Housing (formerly VHDA) programs including Down Payment Assistance Grant, Closing Cost Assistance Grant, Plus Second Mortgage. Instead of you tracking AMI caps, you get a match list on the buyer's dashboard the minute they finish the scorecard.
- Where in Virginia does ReadinessIQ have the most active buyers?
- Highest buyer density right now: Virginia Beach, Norfolk, Chesapeake, Richmond, Arlington, Alexandria. If you list or show in any of those metros, you'll see the most match volume there — but the platform covers every Virginia zip.
- How much does ReadinessIQ cost realtors in Virginia?
- Realtor plans start free — up to 5 active buyers with a co-branded Readiness Passport. Producer plan is $49/mo for unlimited buyers, custom domain passport links, and CRM handoff. Team & brokerage plans priced per seat.