For Realtors · Washington
Win more Washington offers with a Verified Readiness Passport
Turn every Washington buyer into a verified, shareable proof-of-readiness. Listing agents verify in 3 seconds — no PDF pre-approval, no "let me check with the lender."
Verified passports
A tamper-proof URL every Washington listing agent can verify in seconds. Beats a static PDF pre-approval every time.
WSHFC DPA matched
Your buyers get matched to Washington State Housing Finance Commission DPA programs automatically. Show up to a listing meeting knowing the buyer's real budget.
LO handoff protected
Buyers who need an LO get routed to your preferred partner (or ours). Your referral relationship is preserved end-to-end.
What ReadinessIQ knows about Washington's market
Washington State Housing Finance Commission
Programs matched into every buyer's dashboard:
Home Advantage DPA
Up to 5% DPA as a 0%-interest 30-year 2nd (repaid on sale/refi/payoff).
Opportunity DPA
$10,000 flat DPA at 1% interest, 30-year fixed second.
House Key Veterans / Teachers / Opportunity
Targeted DPA (up to $10K) for veterans, teachers, and lower-income buyers.
WSHFC caps income around $180K in King County, lower in eastern WA.
Market context
Highest single-unit FHA cap in Washington: $1,209,750
King (Seattle)
FHA at $1,209,750; highest cost in state.
Snohomish
FHA at $1,209,750 — Seattle MSA.
Pierce (Tacoma)
FHA at $1,209,750; strongest DPA fit in Seattle MSA.
Spokane
FHA at $524,225; strong first-time-buyer market.
Metros with highest buyer density:
Seattle · Spokane · Tacoma · Bellevue · Vancouver
Realtor FAQ · Washington
- How does a Readiness Passport help my Washington buyer win multiple-offer situations?
- A Readiness Passport is a public, tamper-proof URL a listing agent can verify in 3 seconds. It shows your buyer is verified ready to close up to a specific dollar amount, backed by an underwriter's-level check on credit, income, and funds. In Washington's tight markets it functions as a stronger version of a pre-approval letter — no PDF, no editing, no doubt.
- Do I need my buyer to already have a loan officer to use ReadinessIQ?
- No. Buyers can complete the scorecard on their own. If they don't have an LO, RED hands them off to a Washington-licensed partner LO — your commission and referral relationship are protected in the workflow.
- What Washington down payment assistance is my buyer eligible for?
- ReadinessIQ checks every buyer against Washington State Housing Finance Commission programs including Home Advantage DPA, Opportunity DPA, House Key Veterans / Teachers / Opportunity. Instead of you tracking AMI caps, you get a match list on the buyer's dashboard the minute they finish the scorecard.
- Where in Washington does ReadinessIQ have the most active buyers?
- Highest buyer density right now: Seattle, Spokane, Tacoma, Bellevue, Vancouver. If you list or show in any of those metros, you'll see the most match volume there — but the platform covers every Washington zip.
- How much does ReadinessIQ cost realtors in Washington?
- Realtor plans start free — up to 5 active buyers with a co-branded Readiness Passport. Producer plan is $49/mo for unlimited buyers, custom domain passport links, and CRM handoff. Team & brokerage plans priced per seat.